Moneyview
Moneyview is a leading Indian financial technology company offering personal loans, credit tracking, and financial management services through its mobile platform, connecting users with banks and NBFCs.
Price Band
₹34
Lot Size
441 Shares
Issue Size
₹1,091.68 Cr
Fresh Issue
₹750.00 Cr
OFS
₹341.68 Cr
Registrar
AI Sentiment Score
Listing Price
₹55.00
vs Issue: ₹34 (+61.76%)
📅 IPO Timeline
✓
Open
Sep 24, 2026
✓
Close
Sep 28, 2026
✓
Allotment
Sep 29, 2026
✓
Refund
Sep 30, 2026
✓
Demat
Sep 30, 2026
✓
Listing
Oct 1, 2026
📈 Grey Market Premium (GMP) Trendline
Daily consensus GMP movement (₹) recorded across market sources
✨ AI Analysis & Prediction
🔒 Final Reconciled Estimate
Locked post-listing with actual debut performance
Moneyview displays an established operational footprint with expanding revenue streams (79.7% CAGR) and a defensible value proposition.
💪 Strengths
- Demonstrated operational revenue trajectory with resilient top-line growth (79.7% CAGR).
- Established customer relationships and market position across target industry sectors.
- Sound operational capital returns with Return on Capital Employed (ROCE) at 18.3%.
⚠️ Weaknesses
- Exposure to input cost fluctuations and broader macroeconomic supply chain cycles.
- Working capital requirements to support continuous capacity expansion.
- Competitive landscape from both established incumbents and specialized regional players.
🚀 Opportunities
- Industry tailwinds from rising domestic capex and infrastructure spending.
- Operating leverage potential allowing margin expansion as manufacturing utilization rises.
- Geographic diversification and entry into higher-margin specialized product lines.
🛡️ Threats
- Sectoral regulatory shifts and evolving statutory compliance requirements.
- Aggressive pricing actions by domestic competitors impacting gross margins.
- Broader market equity volatility and liquidity fluctuations.
🎯 Objectives of the IPO
| Requirement / Purpose | Amount (₹ Cr) |
|---|---|
| Investment to drive growth in loan disbursals under default loss guarantee (DLG) arrangements | ₹325.00 |
| Investment in WFPL, the Material Subsidiary, for the purpose of augmenting its capital base | ₹250.00 |
| General corporate purposes | ₹516.68 |
📊 Financial Overview & Growth Trajectory
Multi-year operational scale & net profitability trajectory
| Metric | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|
| Revenue (₹ Cr) | Rs 577.00 Cr | Rs 1,342.00 Cr | Rs 2,339.00 Cr | Rs 3,351.00 Cr |
| Net Profit / PAT (₹ Cr) | Rs 163.00 Cr | Rs 171.00 Cr | Rs 240.00 Cr | Rs 243.00 Cr |
| EBITDA / Op. Profit (₹ Cr) | Rs 90.00 Cr | Rs 282.00 Cr | Rs 659.00 Cr | Rs 1,122.00 Cr |
| Borrowings (₹ Cr) | Rs 269.00 Cr | Rs 1,729.00 Cr | Rs 3,439.00 Cr | Rs 5,185.00 Cr |
| Total Assets (₹ Cr) | Rs 1,724.00 Cr | Rs 3,520.00 Cr | Rs 5,632.00 Cr | Rs 8,105.00 Cr |
| ROE % | 0.00% | 0.00% | 0.00% | 0.00% |
| ROCE % | 18.30% | 18.30% | 18.30% | 18.30% |
| Debt / Equity | 0.00 | 0.00 | 0.00 | 0.00 |
Company P/E
22.6x
Industry P/E
26.0x
Debt/Equity
2.33
⚖️ Valuation Benchmark Range
🟢 Attractively Priced vs Industry Peers
Industry 26.0x
IPO 22.6x
0x (Deep Value)
35x (High Multiple)
📋 Live Subscription Status
QIB
230.54x
NII
86.72x
Retail
20.41x
Total
101.86x
🎯 Retail Allotment Probability
4.9% Odds
1 in 20.4 chance (~4.9% probability per PAN)
SEBI Rule: Under SEBI lottery allotment rules, applying for multiple lots under Retail does NOT increase your lottery odds. All valid retail applicants have identical 1-lot odds per PAN.
Updated: Oct 2, 2026 8:02 AM
💼 Issue Structure & Reservation Quota
Capital Structure
₹1,091.7 Cr
Issue Size
Fresh (68.7%)
OFS (31.3%)
Reservation Quota
100%
Allocation
QIB (50%)
NII (15%)
Retail (35%)
QIB
50.00%
Retail
35.00%
NII
15.00%
📈 Shareholding & Anchor Lock-In
🔗 Important Links & Lead Managers
- Registrar WebsiteVisit →
- Download DRHP ProspectusDownload PDF 📥
- Download RHP ProspectusDownload PDF 📥
Lead Managers / Merchant Bankers
This issue is managed by Hem Securities Ltd., and Share India Capital Services Pvt. Ltd.
Disclaimer: The information provided on this page is for educational and informational purposes only and does not constitute financial advice. IPO investments are subject to market risks. AI-generated analysis is based on publicly available data and may not be accurate. Grey Market Premium (GMP) is unofficial and highly speculative. Always consult a qualified financial advisor and read the DRHP/RHP carefully before making investment decisions.
Founded in 2014, Moneyview operates as a two-sided network connecting underbanked and prime consumers with institutional lenders. It has expanded its product stack into insurance, credit cards, digital gold, and earned wage access, scaling revenues to ₹3,404.27 crores in FY2026.
The ₹1,091.68 crores mainboard IPO consists of a fresh issue of ₹750 crores and an OFS up to 10.05 crore shares, priced at ₹32 to ₹34 per share. Subscription demand is exceptionally high with QIBs heavily oversubscribed, supported by a solid anchor book.