Tata Capital
MAINBOARD
Listed
Price Band
₹310 - ₹326
Lot Size
46 Shares
Issue Size
₹15,511.87 Cr
Fresh Issue
₹6,846.00 Cr
OFS
₹8,665.87 Cr
Registrar
MUFG Intime India Private Limited
AI Sentiment Score
Listing Price
₹330.00
vs Issue: ₹326 (+1.23%)
📅 IPO Timeline
✓
Open
Oct 6, 2025
✓
Close
Oct 8, 2025
✓
Allotment
Oct 9, 2025
✓
Refund
Oct 10, 2025
✓
Demat
Oct 10, 2025
✓
Listing
Oct 13, 2025
📈 Grey Market Premium (GMP) Trendline
Daily consensus GMP movement (₹) recorded across market sources
✨ AI Analysis & Prediction
🔒 Final Reconciled Estimate
Locked post-listing with actual debut performance
Tata Capital displays an established operational footprint with expanding revenue streams (32.3% CAGR) and a defensible value proposition.
💪 Strengths
- Demonstrated operational revenue trajectory with resilient top-line growth (32.3% CAGR).
- Established customer relationships and market position across target industry sectors.
- Sound operational capital returns with Return on Capital Employed (ROCE) at 8.58%.
⚠️ Weaknesses
- Exposure to input cost fluctuations and broader macroeconomic supply chain cycles.
- Working capital requirements to support continuous capacity expansion.
- Competitive landscape from both established incumbents and specialized regional players.
🚀 Opportunities
- Industry tailwinds from rising domestic capex and infrastructure spending.
- Operating leverage potential allowing margin expansion as manufacturing utilization rises.
- Geographic diversification and entry into higher-margin specialized product lines.
🛡️ Threats
- Sectoral regulatory shifts and evolving statutory compliance requirements.
- Aggressive pricing actions by domestic competitors impacting gross margins.
- Broader market equity volatility and liquidity fluctuations.
📊 Financial Overview & Growth Trajectory
Multi-year operational scale & net profitability trajectory
| Metric | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|
| Revenue (₹ Cr) | Rs 13,631.00 Cr | Rs 18,178.00 Cr | Rs 28,322.00 Cr | Rs 31,566.00 Cr |
| Net Profit / PAT (₹ Cr) | Rs 2,946.00 Cr | Rs 3,327.00 Cr | Rs 3,655.00 Cr | Rs 4,891.00 Cr |
| EBITDA / Op. Profit (₹ Cr) | Rs 0.00 Cr | Rs 0.00 Cr | Rs 0.00 Cr | Rs 0.00 Cr |
| Borrowings (₹ Cr) | Rs 0.00 Cr | Rs 0.00 Cr | Rs 0.00 Cr | Rs 0.00 Cr |
| Total Assets (₹ Cr) | Rs 135,626.00 Cr | Rs 176,694.00 Cr | Rs 248,320.00 Cr | Rs 290,504.00 Cr |
| ROE % | 0.00% | 0.00% | 0.00% | 0.00% |
| ROCE % | 8.58% | 8.58% | 8.58% | 8.58% |
| Debt / Equity | 0.00 | 0.00 | 0.00 | 0.00 |
Company P/E
25.2x
Industry P/E
29.0x
⚖️ Valuation Benchmark Range
🟢 Attractively Priced vs Industry Peers
Industry 29.0x
IPO 25.2x
0x (Deep Value)
39x (High Multiple)
📋 Live Subscription Status
QIB
3.42x
NII
2.14x
Retail
1.10x
Total
1.95x
🎯 Retail Allotment Probability
90.9% Odds
1 in 1.1 chance (~90.9% probability per PAN)
SEBI Rule: Under SEBI lottery allotment rules, applying for multiple lots under Retail does NOT increase your lottery odds. All valid retail applicants have identical 1-lot odds per PAN.
Updated: Sep 12, 2026 2:35 PM
💼 Issue Structure & Reservation Quota
Capital Structure
₹15,511.9 Cr
Issue Size
Fresh (44.1%)
OFS (55.9%)
Reservation Quota
100%
Allocation
QIB (50%)
NII (15%)
Retail (35%)
QIB
50.00%
Retail
35.00%
NII
15.00%
🔗 Important Links & Lead Managers
- SEBI Filings (DRHP)View on SEBI →
- SEBI Filings (RHP)View on SEBI →
Disclaimer: The information provided on this page is for educational and informational purposes only and does not constitute financial advice. IPO investments are subject to market risks. AI-generated analysis is based on publicly available data and may not be accurate. Grey Market Premium (GMP) is unofficial and highly speculative. Always consult a qualified financial advisor and read the DRHP/RHP carefully before making investment decisions.